SBA Loans2023-09-18T18:48:50+00:00

Secure Any Type Of SBA Loan With Cashifi!

With low interest rates, long repayment periods, and favorable terms, there’s no shortage of reasons why a business owner would be interested in an SBA loan.




25 years


30 days



About SBA Loans

Unfortunately, the process of securing any type of SBA loan can be complicated. This loan has strict lending standards, making it extremely difficult to acquire one and take advantage of its benefits.

Luckily, Cashifi is here to help. Whether you need an SBA real estate loan or are interested in an SBA CAPline, we make the process easier than ever by providing professional assistance. From SBA loan calculation to loan term and payment breakdown, we’ll guide you through the entire process.

Minimum Qualifications

  • 600+ credit score
  • 2 years in business
  • $100,000 in yearly revenue

What You Need To Apply

  • Basic details about you and your business
  • Bank statements for past 3 months
  • Business is in good standing

SBA 7(A) Loan

SBA 7(a) Loans are incredibly flexible and can finance a wide variety of business needs. Whether you’re interested in expanding your business, funding an equipment purchase, purchasing additional inventory, or acquiring new real estate, an SBA 7(a) loan can help you.

  • LOAN AMOUNT: Working Capital: $350,000 max.
    Commercial Real Estate: $5 million max.
  • TERM: 5 to 25 Years
  • INTEREST RATE: 6 – 13%
  • TIME TO FUNDING: As little as 30 days

CDC/504 Fixed Asset

A CDC/504 is another popular type of SBA loan. CDC/504 loans are most often used to purchase major assets with long life spans. Examples of things commonly funded with CDC/504 loans include real estate, heavy equipment, and machinery. CDC/504 loans require a low down payment and have fixed interest rates with terms up to 25 years.

    Max. $5 million, ($5.5 million for manufacturers)
  • TERM: 10 to 20 Years
  • INTEREST RATE: 3 – 6.5%
  • TIME TO FUNDING: As little as 30 days


SBA CAPLines (Lines of Credit) are a working line of credit program designed to assist small businesses with short-term and cyclical capital needs. In most cases, these products are only available to companies that already have a traditional SBA 7(a) or CDC/SBA 504 loan.

  • LOAN AMOUNT: Maximum $5 million
    ($200,000 for small asset based)
  • TERM: Up to 5 Years
  • INTEREST RATE: 5.75 – 8.25%
  • TIME TO FUNDING: As little as 30 days

SBA Export Loans

SBA Export Loans are designed to help small businesses expand into foreign markets. There are three types of SBA export loans, including Export Working Capital Loans, Export Express Loans, and International Trade Loans.

  • LOAN AMOUNT: Maximum $5 million
  • TERM: Up to 25 Years
  • INTEREST RATE: 8 – 10%
  • TIME TO FUNDING: As little as 30 days

MicroLoan Program

The SBA MicroLoan Program provides smaller loan amounts with the goal of assisting small businesses with their working capital. This capital may be used for a wide variety of purposes, including but not limited to inventory, machinery, raw materials and supplies, labor costs, and marketing.

  • LOAN AMOUNT: Up to $50,000
  • TERM: Up to 6 Years
  • INTEREST RATE: 8 – 13%
  • TIME TO FUNDING: As little as 30 days

Disaster Loans

The SBA provides disaster loans for small business owners whose premises have been damaged or destroyed by natural disasters. There are three types of SBA Disaster Loans available, depending on the type of damage your business has sustained.

  • LOAN AMOUNT: Up to $2 million
  • TERM: 3 to 30 years
  • INTEREST RATE: 4 – 8%
  • TIME TO FUNDING: As little as 30 days

If you’re ready to start but still don’t know who to work with, turn to Cashifi!

We utilize our expansive network of vendors and a relationship-driven approach to get your business the funding it needs when you need it.

Cashifi Facilitated Loans
0 Million
Dollars Loaned Through Cashifi

Frequently Asked Questions

If I have bad credit, can I still apply?2023-07-14T18:59:47+00:00

Yes, we welcome people with all different credit scores to apply. Cashifi will work with you to find a lending option that suits your needs regardless of your credit history.

What kind of information do I need to provide on the application?2023-07-14T19:00:14+00:00

In order to gather the best lending options for you, Cashifi requires basic personal information related to your finances, including your name, the name of your business, your address and some simple financial information.

How soon can I see my lending options after submitting an application?2023-07-14T18:55:14+00:00

The sooner you fill out an application, the sooner you’ll be able to see your lending options. Once it is submitted, you’ll receive lending options tailored specifically to your needs within minutes. Speak with a loan specialist today for more information.

What’s the difference between an SBA 7(a) loan and an SBA 504 loan?2023-07-14T18:54:27+00:00

SBA 504 loans are geared more specifically for equipment and real estate purchases. They have more favorable interest rates when compared to the more general 7(a) loans.

What are the SBA eligibility requirements?2023-07-14T19:00:41+00:00

To qualify for SBA commercial real estate loans, your business must operate as a for-profit company in the United States, with a tangible net worth of less than $15 million, and have an average net income of less than $5 million after federal income taxes for two years before your application.

How soon can I receive funding?2023-07-14T19:04:05+00:00

You can receive funding as soon as 24 hours after applying, so why wait? Get started now. 

Will it impact my credit score to fill out a Cashifi application?2023-07-14T19:03:36+00:00

Unlike when you apply for a new credit card or a loan, filling out a Cashifi application will not result in a hard inquiry on your credit, so go ahead and get started on your application worry-free.

How will my credit score impact my lending options?2023-07-14T19:04:16+00:00

At Cashifi, we understand one of the major problems business owners encounter is rejection due to credit history. We seek to fix this problem by helping you find a lending option that works. Whether you have good credit, bad credit, or no credit, we’ll help you find a solution. Apply now.

No matter who you are, we’ve got what you need.

Go to Top